User Agreement

‘’ and ‘User’ collectively referred to as ‘Parties’ and individually as a ‘Party’ being allowed access, you enter into the user agreement on the terms and conditions written hereunder. This Agreement is to be renewed every three years. Subject to the terms contained herein, either Party can terminate this agreement for any reason, provided that such termination shall be conditional upon, including but not limited to, discharge of all contractual and statutory obligations.

Disclaimer of Warranties and Liability

All information(s) and material(s) on this site are provided on an “AS IS” basis, and are without guarantees or warranties of any kind expressed or implied. disclaims all responsibility for any loss, injury, liability or damage of any kind resulting from and arising out of, or any way related to:

a) Any errors in or omissions from the Web Site and its content, including but not limited to technical inaccuracies and typographical errors;

b) Any third party Web Sites or content therein directly or indirectly accessed through links, if any, including but not limited to any errors in or omissions there from;

c) Your use of the Site.

Under no circumstances, nor any of its owner/ employees/ representatives accept any liability legal or otherwise for any direct or consequential loss arising from the use of the information/data, material contained in the Web Site to any User for:

a) loss, injury, claim, liability or damages of any kind resulting from the use of or the inability to use the information(s) and material(s) in the Web Site;

b) Special, direct, incidental, punitive, exemplary or consequential damages of any kind whatsoever in any way due, resulting from or arising in connection with the use of or the inability to use the Web Site or its content / information(s) and materials; and

c) Claim attributable to errors, omission or inaccuracies in or destructive properties of any information. has taken due care and caution in compilation and presenting factually correct information/data, material contained in the Web Site and makes reasonable effort to ensure that the information/data, material provided on the Web Site is accurate but does not guarantee or warrant its accuracy, adequacy, correctness, validity, completeness or suitability for any purpose. accepts no responsibility with respect to the information on the Site. Use of this Site, by implication, means that you have gone through and agreed to abide by the Terms and Conditions of use and the Disclaimers of this Site. does not represent that the information downloaded from this Web Site is completely error-free and accurate or the servers that make Web Sites available, are free of viruses or harmful components. Though due care has been taken to make the database completely reliable and error-free, claims exemption from any liability arising out of any such error in the data base.

Non-Solicitation for the products

This Website is a resource for informational purposes only and is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. The information(s) and material(s) does not purport to be a solicitation of offers to buy or sell any products. Users and/or visitors to the site are advised to consult advisors/specialists and go through the company (ies) track record/offer document(s) etc., before taking any decisions, based on information and material provided in the site.

Limited Permission to Copy

Visitors/Users of the site are permitted to print or download extracts from these pages for his/her personal non-commercial use only. Any copies of these pages saved to disk or to any other storage medium, may only be used for subsequent viewing purposes or to print extracts for personal use. You may not (whether directly or through the use of any software program) create a database in electronic or structured manual form by regularly or systematically downloading and storing all or any part of the pages from this site. No part of the Site, may be reproduced or transmitted to or stored in any other web site, nor may any of its pages or part thereof be distributed in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written consent.

Changes reserves its right to add to or change/modify the information, contents and the terms of this agreement after giving notice of fifteen days. Any changes will be posted to and it is the Users’ responsibility to refer to the terms on accessing this service. Changes could be effected by after the first posting to the Site and you will be deemed to have accepted any change, if you continue to access the Site after that time. further reserves its rights to modify, suspend/cancel, or discontinue any or all service(s), make modifications and alterations in any or all of the content, products and services contained on the site.

Content Contribution, Comments & Discussion Forum:

Any content shared including but not limited to articles, comments, messages in discussion forum are views of the respective author / writer. takes all measures to prevent any misuse of the website, originality of the content however is not responsible for any such content posted and shall not be liable for any violation including but not limited to copyright violation, use of abusive content. reserves the right to remove any content at its will if it finds the content posted is against the policy of

Copyright and Trademarks

Unless otherwise stated, copyright and all intellectual property rights in all material presented on the site (not limited but including text, audio, video or graphical images), trademarks and logos appearing on this site are the property of, affiliates and associates and are protected under applicable Indian Laws. Any infringement shall be strongly defended and pursued, to the fullest extent permitted by law.

Advertising Material

The Site may contain advertising and other material submitted to by third parties. Advertisers are responsible for ensuring that material submitted for inclusion on the Site complies with applicable International and National law., will not be responsible for any advertiser’s claim, error, omission or inaccuracy in advertising material, and reserves the right to omit, suspend or change the position of any advertising material submitted for insertion. Acceptance of advertisements on the Site will be subject to terms and conditions.

Governing Law

The Terms of Use is governed by Indian Laws. Any dispute arising between the Parties shall be subject to exclusive jurisdiction of Court(s) at Chennai, India.

If you have any questions on this policy, write to us to